Business Savings

Give your money an edge and reach your business goals with a Capital One business savings account.


Grow Your Money

Get more from the funds you don’t need day-to-day.

Guaranteed Rate

Earn a promotional interest rate, guaranteed for the first 12 months. 1


Make up to 6 free account withdrawals per monthly statement cycle. 3

ATM Usage

Use Capital One ATMs for free and spend $2 at most non-Capital One ATMs. 2

Overdraft Coverage

Link your business checking account to reduce fees and protect your earnings.

Reduced Costs

Maintain a minimum balance of just $300 and we’ll waive our $3 monthly service fee.


Bank wherever business takes you

Manage your business savings account at your convenience—it’s as simple as turning on your smartphone. You have 24/7 access to your account info and our online tools in the Capital One Mobile app, so you can deposit checks, manage alerts and more on the go.


Get the tailored support you deserve

We offer specialized banking products and services to meet complex business needs. Let’s connect to talk about your business and the best ways for us to support you.


The first step is to fill out this form. If you need to come into a branch to complete the account opening process, we will let you know. Sometimes in the account opening process you’ll need to visit your local branch to fund the account and sign the signature cards.

Here's what you'll need to complete the application:

  • Personal information (name, date of birth, Social Security number, etc.)
  • Email address and phone number
  • U.S. address and owner establishment date (not a P.O. box)
  • Legal name of business and type of business
  • Business establishment date with signer’s full name
  • Tax ID number, ownership structure and number of employees
  • Percent of ownership and annual gross revenue

Additional documentation may be required depending on business ownership structure, etc. Ask a branch associate for details.

Other important information you need to know:

  • You must be at least 18 years of age and must be a legal U.S. resident.
  • All applicants are subject to review of past account handling and verification of the information provided.

Advertised interest rates are not available to existing customers and will expire 365 days after account opening. When you open a new account, you will lock in and earn the advertised rate that's guaranteed for the first 12 months. After that, you’ll continue to earn interest at the standard interest rate in effect as of that date.

There is no minimum balance required to earn interest. Capital One reserves the right to limit the number of promotional Business Advantage Savings accounts per business taxpayer ID number. All additional accounts will earn the standard rate. Customers that have had a promotional rate in the past are ineligible for another promotional rate. For more information call, 1-888-755-2172 or visit your local Capital One location.

You have 24/7 access to your money through online banking, the Capital One Mobile app and more than 70,000 fee-free ATMs. You can make up to six free withdrawals per month, as well as additional withdrawals from a teller at any branch or any ATM.

Yes! Please go to your nearest branch to speak to a Branch Ambassador to open an account.



Invest in the future of your business

A loan or line of credit can bridge the gap between what you need to do and the cash flow required to get it done.


Unlimited Rewards

Start earning rewards on every purchase. Choose from our suite of cards designed with business in mind.